OneFamily Over 50s Life Cover
We are OneFamily - offering customers aged 50-80, and their loved ones, peace of mind with our Guaranteed Whole of Life Protection
Product Overview
Over 50s Life Cover is a whole of life pure protection life insurance policy that pays out on death or terminal illness, after a qualifying period.
- OneFamily is the only provider in the Over 50s market to offer Terminal Illness Cover as a standard benefit.
- Funeral Funding is automatically included with a £300 contribution added by Golden Charter, our chosen Funeral Funding partner, unless your customer is considering a direct to cremation funeral*.
- Premiums start from as little as £10 per month.
- Customers can request for their premiums to be reduced, as long as they have held their policy for at least four years.
- Additional benefits providing emotional support and practical information to help deal with a serious illness, disability or bereavement.

Quick Quote and Funeral Calculator
Use our interactive tool to obtain free quotes for your customer and show them the average cost of a funeral


Over 50s Life Cover |
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Over 50s Life Cover is designed for UK residents aged 50-80, who need help with paying for their funeral or who are unable to leave a gift behind for loved ones. |
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Key Documents | ||||||||||
Additional Information |
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Fair value statement
OneFamily has completed a fair value assessment on our Over 50’s life insurance product, in line with FCA requirements. We are satisfied that our products provide our members with cover which suits their needs, and the needs of their loved ones, with a range of inclusive benefits to create additional value for money.
OneFamily has a robust governance framework in place to monitor our product’s performance and value in comparison to similar products, with like for like benefits, at multiple price and age points.
Features and Benefits included for your customer
At OneFamily we always have your customer's best interests at heart. With our Over 50s Life Cover, they can benefit from additional free product options, including:
*A direct to cremation funeral means any cremation where there is a direct disposal service only and therefore no funeral service, funeral procession (or other services such as family viewing, limousine(s), embalming or delivery of ashes) and where the cremation is arranged at a crematorium at a date and time chosen by the allocated funeral director and without anyone attending other than the funeral director's staff.
We're here to help
Over 50s Adviser support:
[email protected]
Over 50s Adviser support:
0808 100 5075*
*Open 9am - 6pm, Monday to Friday. All calls may be recorded for security and training purposes. Calls are free from UK landlines only.
Over 50s Adviser support:
FREEPOST ONEFAMILY ADVISER
Or
OneFamily
16-17 West Street
Brighton BN1 2RL