OneFamily Lifetime Mortgages
We offer a range of lump sum Lifetime Mortgage products with fixed or variable rates. Our products allow various payment options to put your customers in control; monthly interest payments, voluntary payments or pay nothing at all and allow the interest to roll up.
Lump Sum
A Lifetime Mortgage which provides your customers with a one-off lump sum
Improved Super LTV - Now with 2% Cashback and 6.09% MER
Super LTV now includes a new feature of 2% Cashback and an increase in LTVs ranging from 40.5% to 58.5%. All at a lower MER of 6.09%.
Lifetime Mortgages Key Documents
Knowledge Hub
Later life lending myths
£3 billion is currently loaned with equity release annually, but according to our survey of advisers there are still some pervasive myths out there.
How to get into equity release
More and more people are turning to equity release to fund their retirement lifestyle, support with day to day living or help younger family members onto the property ladder.
How are parents financially supporting their grown-up children?
More and more parents are financially supporting their children for longer, with some even helping the get a first foot on the property ladder.
Helping customers with interest-only mortgages
Our research found that 28 percent of mortgage borrowers aged 55 plus have an interest-only mortgage.
Adviser Toolkit
Show your customer the maximum loan amount they could be eligible for (based on our Standard LTVs)
View all of our up and coming events including our own OneFamily webinars
Our Guide to Lifetime Mortgages
Please share this with your customers to help them consider how a Lifetime Mortgage from OneFamily could be right for them and what options and products are available
View our most frequently asked questions from intermediaries
We're here to help
Lifetime Mortgages Adviser Support:
[email protected]
Lifetime Mortgages Underwriting:
[email protected]
Lifetime Mortgage Support:
0800 802 1645*
To contact your dedicated Sales Support Team - select Option 2
To contact our Mortgage Operations Team - select Option 3
To speak directly to our Underwriting Team - select Option 4
Lifetime Mortgage Support
16-17 West Street
Brighton
BN1 2RL
*Open Monday to Friday 9am to 5.30pm. Calls may be recorded for training purposes. Free from UK landlines only