These materials are intended for use by Financial Advisers only

OneFamily Adviser

OneFamily Lifetime Mortgages

  • A range of lump sum lifetime mortgages including Fixed and Variable rates
  • Option to make monthly interest payments or more flexible payments
  • Direct, easy access to our sales and underwriting teams
  • All products comply with Equity Release Council Standards

Our Lifetime Mortgage options

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Super LTV is back!

Our Super LTV lifetime Mortgage is designed to help customers who want to release more of the equity in their homes.

View Super LTV







Variable Rate

This lifetime mortgage provides a one-off lump sum at a variable rate of interest.

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Fixed Rate

This lifetime mortgage provides a one-off lump sum at a fixed rate of interest for your customers.

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2-year Fixed Rate

This lifetime mortgage provides a one-off lump sum at an initial fixed rate of interest.

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Lifetime Mortgages Product Support

Click below to find our sales support tools for our Lifetime Mortgage products and how they can benefit your customers.

Lifetime Mortgage Calculator

Use our interactive calculator to show your customer the maximum loan amount they could be eligible for
(based on our Standard LTVs).



Why OneFamily?

As a mutual, we're a member-owned business, and that means instead of paying shareholders a dividend, we invest more in the things that really matter most, delivering value to your clients. Many of your older clients will have grown up recognising the value of mutuality and will welcome the opportunity to deal with a mutual when making a major financial decision like a lifetime mortgage. OneFamily only sells its products through qualified and regulated independent financial advisers.

We provide a range of flexible lifetime mortgage products which will allow you to provide a solution tailored to the needs of your clients. All our plans come with the Equity Release Council safeguards.

Member of the Equity Release Council

OneFamily is a member of the Equity Release Council, which means that we adhere to a strict code of conduct. To find out more, please visit their website at

Equity Release Council Logo

Contact the team


Lifetime mortgage sales support:
[email protected]

Lifetime mortgage underwriting:

[email protected]


Lifetime Mortgage support:
0800 802 1645*

*Open Monday to Friday 9am to 5.30pm
Calls may be recorded for training purposes
Free from UK landlines only


Lifetime Mortgage Support
16-17 West Street,