Super LTV Lifetime Mortgage

With our new Super LTV Lifetime Mortgage, your customers:

  • Can maximise their potential borrowing with the highest LTV in the market (for customers aged 65-100)*
  • Have the flexibility to make voluntary repayments if they want to
  • Will be able to understand our simple and fixed early repayment charges

*For customers aged 65-100 with a Lump Sum Lifetime Mortgage in England and Wales. Based on IRESS The Exchange Equity Release Sourcing (as at 25/02/2019), and iPipeline’s Equity Release service (as at 26/02/2019). Excludes enhanced/impaired lives.

Be the one who can

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Who could it be suitable for?

Our Super LTV Lifetime Mortgage is aimed at customers who:

  • Want additional flexibility in how much equity they choose to release from their home
  • Want to borrow more than would be usually available through a Standard LTV product
  • Understand that the Super LTV Lifetime Mortgage has a higher rate of interest than our Lite and Standard LTV products and the interest charged will be higher

Please be aware that borrowing a higher amount will reduce the equity in the property over time by a greater amount.

What could it be used for?

See what most customers in the UK are using equity release for:

Equity Release uses
Equity Release uses

Source: Key - UK Equity Release Market Monitor (Full Year 2018)

Learn more

Learn more about our Super LTV Lifetime Mortgage, including rates, at-a-glance guides, marketing aids and more.

Product information

What is the Super LTV Lifetime Mortgage?

The product is designed to help customers who want to release more of the equity in their homes.

The product provides your customer with a one-off lump sum amount at a fixed rate of interest, with higher loan-to-values (LTVs) than our Standard LTV fixed rate product.

The Super LTV Lifetime Mortgage charges a higher rate of interest than our Lump Sum Lite and Standard LTV fixed rate products.

It is currently available on a Interest Roll-up with Voluntary Payment Option basis.

Please note that this product has a minimum entry age of 65 at the time of completion and is available for properties in England and Wales only.

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Get in touch

Want to find out more or speak directly to our underwriting team? Why not give us a call?

0800 802 1645**

**Open 9am - 5.30pm, Monday to Friday. All calls may be recorded for security and training purposes. Calls are free from UK landlines only.

Alternatively, visit our Contact page for more details

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