These materials are intended for use by Financial Advisers only

OneFamily Adviser

What is Over 50s Life Cover?

Our cover is a pure-protection non-linked whole of life assurance product that's designed for clients who are UK residents aged between 50 and 80.

It is a quick and simple way to leave behind a cash lump sum.

You need to make your client aware that this is a life policy, not a savings plan, and so has no cash value at any time. There may come a time when your client has paid more in premiums than would be paid out on a valid claim.

Five star Defaqto rating 2019

Why Choose OneFamily’s Over 50s Life Cover?

Like everyone else, we offer guaranteed acceptance without a medical but there's much more to our Defaqto 5 Star Rated Over 50s Life Cover than that…

  • 5 Star Defaqto Rated life cover for the over 50s.
  • Serious and Terminal Illness Benefit.
    Currently the only Over 50s life cover product to offer this benefit.
    In the event of a claim life cover will be reduced or end.
  • Premiums from £10 per month.
    A range of premiums to suit your client's needs between £10 to £75
  • The OneFamily Care Advice Service.
    Free initial Care Advice to help clients and their families with their care needs.
  • Offers Funeral Funding through Golden Charter.
  • A cash lump sum.
    To help when your clients loved ones need it most for funeral costs, unpaid debts or to leave some money behind.
  • Quick and easy application process.
    There’s no need to arrange a medical so your clients could be on cover within 7 minutes.
  • Option for clients to add nominated nominee/s
    with pay-outs of up to £5000 without the need for probate.
  • OneFamily Health Support.
    Practical and emotional help if your client or a family member is diagnosed with a serious or terminal illness.

Additional services included with the Over 50s Product

At OneFamily we always have your client's best interests at heart. With our Over 50s Life Cover, they can benefit from additional free services, including:

OneFamily Health Support

Provided by RedArc to give your client and their family medical support and advice

Find out more

OneFamily Care Advice Service

We've teamed up with care experts Grace Consulting to offer your clients the chance to chat to impartial, professional care advisers about care needs at any point.

Find out more

Funeral Costs 

Funeral Costs Calculator

Find out how much the average cost of your
client's funeral could be.